PERQ for Work allows employers to buy passes directly from the MBTA every month for employees at the current pre-tax rate of up to $260/mo. Employees save money by having less of their income taxed and employers save on the reduced payroll taxes.
|Comparison||PERQ||Private Company like Edenred|
|Cost||Free to set up||Fee per commuter|
|How passes distributed||Delivered to the worksite||Commuter check or debit card can be delivered directly to employee or employee can purchase online|
|Downsides||Physical pass can get lost, stolen, or damaged and is not replaced||Added Cost for Employer|
|Final say||Cannot buy passes online via mticket but MBTA is piloting this program for the future||Convenience and customer service-can use for transit or vanpool, commuter can set up reoccurring transaction, less administrative work for employer|